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Richard came into the office upset that he went to the gym and his Silver Sneakers membership had been cancelled. We asked him what health insurance plan he was on, and he told me it was the AARP/United Healthcare Medicare Supplement Plan F. I needed to agree that in fact, United Healthcare had discontinued the Silver Sneakers program. If we acted swiftly, he could have the same health insurance benefits, namely any doctor and any hospital that accepts Medicare with 100 percent first dollar coverage for most services.